The Affordable Care Act has made healthcare available to anyone who needs it and has created penalties for those not enrolled in a healthcare policy.  Make certain that you’re not fined for failing to acquire the proper insurance in 2014; check your coverage before the March 31st open enrollment deadline.

After March 31st, you will have to wait until the next open enrollment period to enroll in, or change, a policy.  You also risk paying a fine for failing to acquire insurance.  This is particularly important if you have a family; you’ll want to make certain that you are covered in the event of an emergency before the emergency occurs.  The last thing you need in a stressful situation is to find out that your coverage isn’t what you thought it would be.

For more information about individual health insurance or Covered California, contact a certified agent with Bernardini & Donovan Insurance