The open enrollment period for 2014 is almost over; after March 31st, any new policy (or additions to your present coverage) will have to wait for the next open enrollment period.  But when, precisely, will that be?

For the general public, coverage starting in 2015 can be shopped for on the marketplace starting in late autumn.  Though an exact date has yet to be officially determined, at present the proposed window is November 15th 2014 through January 15th 2015.

There are a few notable exceptions; certain life events (such as a change in your family size, losing your job, moving to a new state, or large changes to your income) can qualify you for a special enrollment period.  Usually this period is within sixty days of your qualifying life event.

Of course, the best way to determine your eligibility (and the best policy for you) is to discuss your situation with an insurance professional.  For more information about the Affordable Care Act or health insurance in California, contact Bernardini & Donovan Insurance