Bernardini & Donovan Insurance Services

About Bernardini & Donovan

A Bit About Us

We, at Bernardini & Donovan Insurance Services, want to assure our clients that our job is to simplify your healthcare and medical insurance needs. Whether you are an Employer looking to offer healthcare benefits to your employees or are in need of providing healthcare coverage to your family or family members, we are here to assist you.

Now, more than ever before, the issue of healthcare has been thrust into our everyday lives.

Now, more than ever before, the issue of healthcare has been thrust into our everyday lives. For a lot of people, the more you hear about the issue of healthcare, the more complicated it appears to be. With more than thirty years of experience in the health insurance field, our licensed Broker/Agents are proud to have established long lasting and trusted relationships with all of the major carriers throughout California and beyond. Whether you need coverage for employees, families, individuals, temporary or short term coverage, coverage for travel or abroad, Bernardini & Donovan Insurance Services has the answers to any questions you may have.

Simplify your healthcare needs today

Who We Are

Michael D Bernardini


Michael’s life started in the small town of Montpelier, Vermont. After attending Babson College in Massachusetts, he went west to Boulder, Colorado. Seven years later Michael finally made it across country settling down in California. Michael has been a California licensed Life & Health agent for over 30 years. He began his insurance career with a life insurance company and a year later decided to move to the broker side of insurance. During the next few years, he worked for a few different agencies as he learned from some of the best minds in the industry. In 1994 he found a business partner with the same goals of entrepreneurship and they opened their business together. About fourteen years later, as his original business partner was nearing retirement, they decided to split the company. Voila, the birth of Bernardini & Donovan Insurance Services in 2008. Michael is both proud and extremely thankful to have so many of his loyal clients remain with him as he’s built a successful business to support his family.

Adrian D. Donovan


Adrian was born in Lincoln, Nebraska. Early in life, he moved to Minnesota and attended Maplewood Academy, a private Christian high school. Following high school, he returned to Lincoln, NE, and attended Union College. Adrian began his career in the insurance industry in 2003 as an agent specializing in group benefits. Currently, Adrian is part owner and Vice President of Bernardini and Donovan Insurance Services. Adrian is known to take exceptional care of his clients. His attention to detail and care for his clients’ individual needs has made him successful in the insurance business. Adrian is married with two daughters. An avid sports fan, Adrian enjoys playing a wide variety of sports, performing with his acapella gospel group, and spending quality time with his family.

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Cindy Burke

Case Manager

Cindy has approximately 22 years of experience in the health insurance industry maintaining client accounts. Cindy prides herself in providing her clients with the care and service that they deserve. She believes that providing outstanding customer service is the key to a successful agent-client relationship. Having built our agency under the same premise, Cindy is very excited to be working with our team of elite producers. Her goal is aligned with the corporate goal of becoming an extension of our clients’ Human Resources Department. She achieves this through the constant communications, attention to detail, and personalized customer service.

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Nancy DeLima


Nancy has been with Bernardini & Donovan for over four years. She came to Bernardini & Donovan after working as a Branch Manager in Banking for over 23 years. Nancy has her California Department of Insurance License in Accidental and Health.

Nancy is dedicated to specializing only in Medicare and enjoys working with our clients helping them with their Social Security and Medicare questions.

Nancy, in her spare time, enjoys baking and spending quality time with her husband.

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Iris Gaytan


Iris Gaytan is one of our Agents who specializes in the Individual and Family Plans and also assists with our Medicare and Small Group clients. Iris has been with Bernardini and Donovan for eight years. She has extensive knowledge of all the products and policies available. She is motivated to maintain customer satisfaction and contribute to company success. As an Insurance Agent, she evaluates the clients’ necessities and other aspects of their profile to offer the best policy for each client. 

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Jenny Clemmer

Account Manager

Jenny Clemmer has been in the health insurance industry for over 25 years. She has worked on the carrier side which includes Aetna, FHP, PacifiCare and United Healthcare where she obtained her Department of Insurance Life Agent License in 2006.

Jenny has been an account manager here at Bernardini & Donovan Insurance Services for the last four years. Her role here is assisting her brokers in servicing their employer group clients with renewals as well as their day to day needs.

In her spare time, she enjoys entertaining family & friends with BBQ’s by the pool and loves spending time boating at the river with her husband Rick and daughter Jamie.

Veronica Marroquin

Customer Service

Veronica is 27 with ten years of customers service experience. She was born and raised in Redlands, CA. Her hard work, focus, and dependability have made her an excellent addition to our team. Be sure to call or stop by our office to be greeted by her bubbly personality.