Bernardini & Donovan Insurance Services

Individual Family Health Insurance

Quality Individual Health Insurance Plans affordable by design

Health Insurance is a vital component of any sound financial plan and is needed by everyone. Without proper coverage, you leave yourself open to financial risk and possible financial ruin. Unexpected medical expenses are the largest reason people file bankruptcy. Although the vast majority of employers offer group health insurance benefits, not all do. There are also many self-employed individuals whose only option is to purchase coverage on their own.

Why purchase Individual Health Insurance?

Financial protection

Unexpected medical expenses are the single largest reason people file bankruptcy. Everyone should have health insurance. Without coverage you face financial risk and possibly financial ruin.

Portable Coverage

Unlike employer-sponsored group health insurance that terminates when you change jobs, you and your family can keep your individual or family policy for as long as you choose to pay the premium.

Tax Advantages

Self-employed individuals may be allowed to deduct 100% of the premium for health insurance.

Questions about your Health Insurance Needs?

let Bernardini & Donovan find the right plan for you