Buying Group Health Insurance for Small Businesses — Why You Need an Agent

Purchasing group health insurance can be a rather intimidating task for any small business owner. This is especially true when you try to do it all on your own without any help. However, the process can be made a lot easier and less daunting when you decided to let a professional agent assist you in choosing the right group health insurance plan for your small business.

The value of an agent is hard to sum up in just a few words or even a couple of sentences. For starters, an agent sells insurance plans for multiple insurance companies, which means they have a variety of options at their disposal. At the same time, however, some agents may only sell for one or two insurance companies and can actually offer a lower premium cost. Agents can help ensure that you pick the right small group health insurance in regards to cost, the plan itself, and more.

For many small businesses, the problem with purchasing group health insurance is the cost. Many small businesses are hanging on by a thread as it is and cannot really afford to purchase health insurance, which is now required. In order to see if you can save money or qualify for a tax credit, considering the new Obama SHOP exchange is a good idea. Group health insurance can be quite expensive for a small business owner, so the SHOP Exchange may assist in lowering costs.

For any questions or help with finding the right group health insurance for your small business, call Bernardini & Donovan Insurance Services of Redlands, CA, and speak to a professional and helpful agent.


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