Health Insurance for Children

With the recent twists and turns of the Affordable Care Act, there have been many changes to health insurance. While most people talk about how this will affect the health insurance needs of adults, not many people think about how it can help children. The Affordable Care Act has made it easier than ever for children to be covered with the right health insurance policy.

In order to sign up for health insurance, adults have to wait for an open enrollment period or have a qualifying life event. However, children are able to get covered with the right health insurance plan at any point in the year through Medicaid and the Children’s Health Insurance Program, also known as CHIP. Both federal and state programs offer low cost or free health care to children, which help to bring the number of uninsured children to record lows.

Many private health insurance providers are now offering the same services that CHIP and Medicaid are offering, including various preventive care services that come at no cost. These preventive services include immunizations, autism screenings, depressions screening, obesity screenings, and more to help ensure the health of children across the country.

All health insurance plans are now required to offer 10 services, including vision and dental care for children, as well as maternity and newborn care. It is important to keep in mind that insurance companies do not have to offer dental and vision care to children who are over the age of 19, so look carefully when deciding on the right policy to fit your needs.

Contact the insurance experts at Bernardini & Donovan Insurance Services in Redlands, California for all of your child health insurance needs. We will work with you to ensure that you have the right amount of coverage for everyone in your family, all at the right price.

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