Like many small business owners, you probably have questions about Covered California and how it can provide insurance coverage for you and your employees. Covered California is a marketplace developed specifically for small businesses with up to 50 qualified employees.

The marketplace, also called the Small Business Health Options Program (SHOP exchanges) will make it easier to compare a variety of competing high-quality, qualified health plans from private insurance companies, including small group health insurance plans similar to those offered to large businesses.

Covered California will support your small business by:

  • Providing Control. You will be able to choose if or when to participate in Covered California, and to determine your own level of contribution toward your employees’ coverage.
  • Expanding Employee Options. You will be able to offer your employees their Qualified Health Plan choice from several insurance companies.
  • Simplifying Options. Covered California will offer the ability to compare health plan benefits, quality and premiums side-by-side.
  • Making Insurance Affordable. Covered California spreads insurers’ administrative costs, sharing them between more employers. Additionally, if you have less than 25 employees, you may qualify for small business tax credits.

Offering your employees high-quality health insurance, keeping them healthier, happier and more productive is a competitive advantage in the labor market. For more information about how Covered California can benefit your small business, contact the Redlands insurance experts at Bernardini & Donovan Insurance Services.

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