Medicare helps provide medical coverage for older citizens as well as some disabled citizens. Medicare Part D is one of Medicare’s stand alone plans and helps cover the cost of prescription medications.

Who is Eligible for Medicare Part D?

Anyone who is eligible for regular Medicare benefits is eligible for Medicare Part D. This includes individuals who are 65 or older or individuals under the age of 65 with certain disabilities. You must be a US citizen or a permanent resident to be eligible. Enrollment is done when you first enroll or during open enrollment periods. It is done through private insurance providers.

What Does Part D Cover?

All policies cover every therapeutic category of medications, but not all actual medications are covered. In addition, all plans must cover all or nearly all of the medications in six of the medication categories including antidepressants, antipsychotics, anticonvulsants, antiretroviral, immunosuppressant and anticancer medications. Study the different policies and find one that fits your prescription medication needs.

Conclusion

Don’t struggle with out-of-pocket prescription costs. Consider Medicare Part D coverage. For more information about Medicare Part D and how you can sign up for coverage, contact Bernardini & Donovan Insurance Services.

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