As you may already know, the initial open enrollment period ended for Covered California on March 15, 2014. However, if you missed those dates you will have another opportunity to enroll. Each year, Covered California’s annual open enrollment period will begin on October 15th until December 7th. Those who enroll during that period will receive health insurance coverage beginning on the first of the new year.

As previously mentioned, when enrollment selection is received in between October 15th and December 7th, your health care coverage will begin on January 1st of the upcoming year. When you enroll during the first half of any month, the 1st until the 15th, your health insurance coverage will begin on the first day of the following month. If you enroll during the second half of any given month, 16th through the 31st, your health insurance coverage will begin on the first day of the second following month.

There is a Special Enrollment Period for those who undergo a qualifying life event such as beginning an marriage or a domestic partnership, adopting a child, receive a child into foster care or placing a child in adoption or in a foster home, change in permanent residence, loss of health coverage, if you are a member of an American Indian or Alaska Native tribe recognized by the federal government, if you become a citizen, if your income changes, along a few other life changing events.

The insurance experts at Bernardini & Donovan Insurance Services are Certified Covered California Agents who can help you through the process, for FREE. We can answer any and all of your questions about whether you qualify for the Special Enrollment Period. Although we are located in Redlands, we serve all residents within our California family. Contact us today and we can help you determine when the best time to enroll your family in Covered California would be.

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