Starting October 1, 2013, Covered California will become the primary marketplace for individual health insurance coverage. The market will feature tools which will allow insurance consumers to compare policies that offer affordability to low-income individuals and families. Services include free health insurance or significantly reduced health insurance for qualifying individuals and families.

For those who wish to apply for coverage, Covered California can be initiated by phone, online, or through a licensed agent. Applicants should expect to talk with a Covered California call center representative who will screen the applicant for qualification. If qualified, the call is transferred to a county representative for completion.

Income verification if through the IRS and the exchange will use the applicants last filed IRS return to verify income as an estimation of income. Applicants can prove income by showing documentation of major changes in income levels for the current year.

Covered California is part of the health insurance exchange for California residents and helps to ensure that all Californians are covered with health insurance.

Bernardini & Donovan Insurance Services provides insurance policies to the people of San Bernardino County, the City of Redlands, CA  and the State of California. If you have questions about insurance or the Covered California program, please contact Bernardini & Donovan Insurance Services.

 

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