How Buying Insurance in an Exchange is Going to Work for Individuals

The first day for open enrollment into the California insurance exchange is drawing near, offering access to individual health insurance like never before. Individuals are going to be able to shop for a plan that suits their personal needs as well as being able to compare and contrast the available options. Covered California, the state exchange, offers the option to get information via a website, through the mail or by phone. All of these options are going to contain information that helps you, the consumer, decide on which plan is right for you.

The website will have a variety of features that allow the user to pick and choose their plan. Available information includes premiums, what benefits are offered for each plan, provider networks and availability. Other information demonstrates how much the plan spends in order to cover medical claims in relation to administrative charges. That way, the consumer can see how much money is going to the health care as opposed to office work. An online calculator is also available for figuring out the actual cost of insurance, including any premium subsidy. You, the consumer, then have the option of buying insurance in an exchange that makes the most sense for you.

For more information about health insurance in the greater Redlands area, contact Bernardini & Donovan Insurance Services today.

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