Seeing in 20/20
There are many that know the value of health insurance and how it helps you to be able to get care for you and your loved ones.
There are some who go without it, but most people would at least want to have health insurance. But that thought process does not always extend to vision insurance. It is recommended that you get your eyes checked every two years, but without the insurance, many pass over this timeline. If you are in need of corrective lenses then you are supposed to have your eyes checked yearly. This is where having vision insurance is very helpful.
Vision insurance works a bit differently than health insurance in that it can be more of a discount program.
You hope to use your “insurance” to help offset cost rather than hope that insurance will cover your expenses if something should happen like you would with car or homeowners insurance.
If you are looking at vision insurance there are a few basics that you will want to make sure are covered.
Those basics include an eye exam, glasses, and contacts. But depending on the type of insurance, the discounts available or even the timing of when your coverage kicks in can change. Some plans will only offer glasses every two years for example. You should also pay attention to any extras that would come with your plan. Will it cover transition lenses or daily contacts? Small extras that cost extra may add up on your final bill and it is important to know what will come from our out of pocket expenses.
If you or a family member have a need for vision insurance please speak to us. We can inform you on all of the ins and outs of various plans to find the best fit for your needs. We love to make your insurance work for you.