Tag Archives: Mental Health

how your coverage can help with mental health

How Your Coverage Can Help With Mental Health

Mental Health is getting a lot more attention by our society than before.

In previous generations, if someone was having a hard time with something, they were encouraged to ignore it or think about something else. If you’ve ever struggled with mental health, then you know that it is not as simple as that. But we see a change in the way that people are responding to not only their own but others mental health needs. One of the most significant shifts came when Mental Health Parity Acts were passed. This is a law that states that health care plans cannot limit the care provided for mental health over physical health care.

In the state of California, we have the California Mental Health Parity Act which states that “Health care service plans or insurance plans must cover care for persons with “severe mental illnesses” as they do for other people with other health conditions or illnesses.” (source)

But this act does also enumerate a few key issues that are important to know. First that this act only applies to health care services that are state regulated. They also define what illnesses are considered severe and fall under this law. This list usually includes Major depression, Panic disorder,  Obsessive-compulsive disorder, Obsessive-compulsive disorder, Bipolar (manic-depressive) disorder;  Obsessive-compulsive disorder; Anorexia, Bulimia, Schizophrenia, Schizoaffective disorder, Autism or Pervasive Developmental Disorder, and Children’s severe emotional disturbances.  Under this law, you have the right to get diagnosed, change your doctor, get your medical records, the right to keep those records private and to get a second opinion.

When it comes to mental health, it is essential to reach out for help.
Precisely what is offered in your health insurance for mental health changes between different the plans. If you have questions about what is covered by your health insurance, please feel free to reach out to your provider or us. We want to ensure that you get all of your physical and mental health insurance questions answered.
Talking about mental health

Talking About Mental Health?

Our society is quick to talk about how we need to take good care of our physical health. It has not always done the same service to mental health. Mental health encompasses your physiological, emotional, and social well being. Mental health has historically had a stigma in our society. People didn’t know much about it, didn’t talk about it or looked down on people who had a mental illness. However, things are beginning to change. In this blog, we wanted to cover what some of the potential signs are if you or someone you love are experiencing mental health problems.
Mood Changes 

These are rapid shifts in how you feel throughout the day. You may be fine one minute and actively experience an opposite emotion the next.

Drop in Functioning and Withdrawal

This includes a drop in functioning at work, school, sports, social activities or anything that you consistently were able to maintain a certain level of performance in and no longer can. It could also be a loss of interest in something that you used to be passionate about or even a loss of interest in others. Can also be perceived as apathy and having no desire to do anything.

Increased Sensitivity 

You may experience a heightened sensitivity to individual sounds, smells, touch and may desire to avoid certain stimulating situations.

Problems Thinking

These could be having difficulty concentrating or remembering things. But this could also be having illogical thought processes that don’t have a base in reality.

Nervousness

Becoming more suspicious or fearing the motives of others; that they are “out to get you.” Could also show a fear to leave the house or other comfortable places.

Sleep and Appetite changes

Drastic changes to the times that you usually sleep or the length of your sleep each evening or a severe change in your desire for food.

These are just a few of the symptoms that could expose a person is suffering from mental health problems. And if they are only exhibiting one or two of these, there is usually nothing to be concerned about. However, if there are multiple of these symptoms present, it may be a good time to see a doctor.