Bernardini & Donovan Insurance Services

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Healthcare Reform

A peek inside the 2021 healthcare reform plan

Taking a look at the nation's healthcare agenda for 2021  New healthcare plans are underway as we inch into completing the first quarter of 2021. An executive order was recently signed that will direct the federal government to open a special enrollment period from February 15 to May 15 for Affordable Care Act (ACA) exchanges that serve 36 states.  According to Forbes, this measure is designed to boost coverage for people who are uninsured. The goal of the upcoming healthcare agenda is to improve people’s access to health insurance.  The key pillars of the 2021 healthcare agenda include: Fortifying the ACA, which includes augmenting the law with a public option; Expanding ACA for lower-income Americans in non-Medicaid expansion states; Introducing legislation on Medicare for More; Revitalizing public health.  More details about efforts to support the ACA can be found here. Why the ACA is still significant to us, and why
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Supplemental Sick Leave

COVID-19 Supplemental Sick Leave for California Employers (SB 95) — Mar. 29 until Sept. 30, 2021

California Employers Must Provide 80 Hours of Paid COVID-19 Supplemental Sick Leave On March 19, 2021, Gov. Gavin Newsom signed Senate Bill 95, which extends and expands the requirement for employers to provide supplemental paid sick leave to employees affected by COVID-19.  The law places new paid leave requirements on most California employers, and it requires their immediate attention.  Gov. Newsom explained the reason for the new law: “Paid sick leave gives workers the time they need to care for themselves and loved ones while keeping their co-workers, families, and community safe.”  The law takes effect immediately, but includes a 10-day grace period for employers to start providing sick leave. Employers must begin providing the leave on March 29, 2021. The new law applies retroactively to Jan. 1, 2021, and will remain in effect until Sept. 30, 2021. It’s enforced by the California Labor Commissioner.  The Michael Sullivan & Associates
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Healthcare for immigrants

How immigrants are being affected by the health care industry

Health care for immigrants continues to be a unique challenge as we work to bring comprehensive health care options to immigrants throughout the country.  Getting comprehensive health care options to immigrants throughout the country is a topic that is currently being addressed. Here are two key points regarding immigrant healthcare that we'll be addressing in this article: The impacts of Covid on the health care industry for immigrants What the agenda is for immigration health care According to the United Nations, in 2019, the United States had the largest number of immigrants of any country alongside Germany and Saudi Arabia. One article addressed the issues of giving more health care options to immigrants in Connecticut. Undocumented immigrants don't have access to state insurance. For one worker, not having proper health care means that he could potentially become sicker by having to wait in order to receive the treatment he needs
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Human Resources for insurance agencies: Partnering with ThinkHR to minimize risk management for Bernardini & Donovan health insurance employees and offer HR expertise

In efforts to maximize our health insurance services, the Bernardini & Donovan team is excited to collaborate with ThinkHR, the industry-leading, end-to-end people risk management service that helps develop employees and ensure compliance We are pleased to introduce to you the new Bernardini & Donovan human resources client service, ThinkHR! If you are involved with employee issues, this is a value-added benefit to save you time and money. ThinkHR was created to help businesses manage risk before, during, and after it is exposed and has since dealt with over 3.7 million issues and counting! More than 300,000 businesses have benefited from ThinkHR’s end-to-end people risk management solution (PRM), and the B&D team is excited to be part of that growing number. The reality is that people risk is inevitable. However, just because it’s inevitable doesn’t mean nothing can be done to minimize it. As such, ThinkHR recognizes the significant risks
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Covered California SHOP Exchange

Small Business Health Insurance Options in California: Covered California SHOP Exchange

COVID-19 is making health care critical now more than ever. If you are a small business, do you know all the small business health insurance options available to you in California? Bernardini & Donovan is here to help you with all your insurance needs, including any options you have to receive small business health insurance options in California via the Covered California SHOP (Small Business Health Options Program) Exchange. Appropriately educating you on the best health small business insurance options means we take into consideration all of your small business needs, from your employees to your affordability. As a health insurance company, Bernardini & Donovan recognizes that insurance plans change just as much as client needs change. That’s why our team thoughtfully advises our clients to switch plans and sometimes companies in order to better have their needs met. We prioritize your needs...no matter where life takes you. Because every ebb
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Health Insurance Services to Colorado

B&D: Expanding Our Health Insurance Services to Colorado

“Without the many years of loyal support from our thousands of clients in California, this opportunity to expand into the Colorado Health Insurance market wouldn’t be possible.”—Adrian Donovan, B&D Co-owner Bernardini & Donovan Health Insurance Services is excited to announce that we will be expanding our services from California into Colorado with a second B&D office! This second office will be located in Douglas County in a town called Parker, an outlying district of the city of Denver. “The California and Colorado health insurance markets are very similar,” says B&D Co-owner, Michael Bernardini. We know this expanding our health insurance services into Colorado will naturally pose several questions from our clients, so the B&D team has compiled a brief list of potential questions and answers for your convenience! What can our B&D Colorado clients expect in our new office? You can expect to receive the same great service on the
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