Bernardini & Donovan Insurance Services

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Health care reform

How Presidents Have Changed Health Care Over the Years

With ever-increasing health care costs, insurance is a popular topic for discussion among today’s political leaders. And as the 2020 presidential election quickly approaches, we can anticipate heated debate over the subject in this upcoming year. That’s because, since 1853, presidents have had a significant stake in the matter of health care and insurance. Despite the subject’s complexity, leaders of the 20th and 21st century have fought for reform, new and old ideas, and continue to strive for improving the healthcare system for the American people. So, as we look toward the near future and the potential changes to come, let’s take a look back in history. How has health care and its surrounding policies changed over the years? In this article, we’ll take a look at how past presidents have made changes to our health care and insurance systems over the years. Meaningful ways past presidents have impacted health
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Women's Health Screenings

7 Important Women’s Health Screenings You Should Prioritize

Maintaining one’s good health takes commitment to a few critical habits. While you may be well aware of the benefits of eating nutritious foods, getting regular exercise, and making time for rest, be sure not to overlook regular visits to your doctor as well. With routine screenings and checkups, you can detect problems early on to receive proper treatment. In this article, we'll discuss seven critical health screenings that women should prioritize for the benefit of their good health. Seven health screenings to prioritize: Blood pressure screening. According to the American Heart Association, the ideal blood pressure measuring is 120/80 or below. So, if you maintain this healthy blood pressure, it is recommended that you have it checked at least once every two years, beginning at the age of 20. However, if you are at a higher risk of hypertension, you are 40 or older, African American, or suffer from a
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tax credit

Small Business Healthcare Tax Credit

It’s been said once or twice before, sometimes, great things come in small packages. And in recognition of the value of your small business, we have a word of good news for you. In the upcoming tax season, you may receive some tax alleviation for merely being small.

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group health plans

The Latest Small-Group Health Plan News

For your Redlands-based small business, of one to one hundred employees, finding the right health plan can be a challenge. Amid so many options, fluctuating circumstances, and things to consider, the choice is often overwhelming. However, with informed guidance and attentive counsel, you and your employees will benefit from the security of a quality health insurance plan. This is where we at Bernardini and Donovan come in. We are here to provide you with expert advice as you make this critical decision for your valued team members. And before you finalize your choices, take note of these health insurance updates. Latest small group health insurance news: In the fourth quarter of this year, those who are renewing their policies will notice a rate increase. This is caused by an added component of the Affordable Care Act called the Health Insurance Tax (HIT). Though it was anticipated to be repealed, it is now driving
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California health insurance

New California Health Insurance Mandates

For the most part, the Affordable Care Act, or Obamacare, has remained intact since President Trump’s election. However, in 2019, congress repealed what Trump found most troublesome about the plan. As a part of a major tax bill, the enforcement of individual mandates was eliminated in January of this year. Prior to this, individuals who were not covered by health insurance were subjected to a tax penalty of $695 per adult or 2.5 percent of their household income, whichever was higher. This was enforced with several exemptions to address the unique circumstances of each individual. However, California is among the handful of states that have passed legislation to reissue this individual mandate. And in 2020, its residents will be required to obtain qualified health insurance or face a tax penalty. But this time, it will look a bit different than that wish was issued on a federal level. The penalty for uninsured
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