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It’s That Time of Year Again

October 4, 2017 No Comments

It’s That Time of Year Again The leaves are soon going to change, and we are transitioning into a busy holiday season as well as saying goodbye to 2017. But in the midst of shopping and holiday parties, there is an additional thing to consider. From November 1st to January 31st, Covered California has open enrollment. In the past year, we’ve watched while there have been many attempts at changing the way our healthcare system works. But for now, it looks like things are staying the same. So during this time, it will be essential to ask yourself a few questions: Am I happy with my current provider? Was there anything in the last year that was particularly difficult for me? Were there any unexpected costs associated with my healthcare? Do I get along with my doctor? Am I getting the best care for my particular needs? Were there any

SAD

September 15, 2017 No Comments

SAD It’s Fall Y’all! Well, it almost is. We are on the cusp of being done with our summer season. In just a few short weeks we will pass the date that marks the beginning of pumpkin spice everything, golden hued wreaths being sold in the store and of course the plethora of Halloween paraphernalia. But how does the season change affect the residents of Southern California? For awhile we may not see any significant changes to our weather systems for quite some time. But this is the time to have an eye out for the effects of seasonal affective disorder otherwise known as SAD. SAD is a type of depression that has links to the changes of the seasons. During the fall and winter seasons, the sun is out for less time during our waking hours. This shift can upset our biological clocks which affect our sleep and the

Healthcare in the News – September Edition

September 12, 2017 No Comments

Healthcare in the News – September Edition There have some interesting findings as a team of researchers discovered that the Zika virus kills off the cells that make a type of brain cancer called glioblastoma. This is the most common and most aggressive form of brain cancer and is the kind of cancer that Senator John McCain has been diagnosed with as well as the type of cancer that ultimately lead to the death of Beau Biden and Senator Ted Kennedy. This kind of cancer is severe, and many patients do not live past five years of their diagnosis; making the potential of this discovery invaluable. The Zika virus has been getting a lot of press lately, and that leads people to have some basic information but not the full picture of what the Zika virus does. The Zika virus it is not considered to be a severe infection

Legalized Marijuana Coming in 2018

September 6, 2017 No Comments

Legalized Marijuana Coming in 2018 Since November of 2016, we have seen many changes come into effect. One of the most blatant has been the office of president and all of the sequential transitions, upheavals, and changes that came with that shift of power. While that may be normal with any significant shift of power, this presidential change has seemed to be much more drastic. Another change for Californians, which we have not seen implemented yet, is the passing of recreational marijuana usage. It was passed in November of 2016, but we will not see any implementation until January of 2018, giving the government office 14 months to make these changes. Eleven months have gone past, and we haven’t heard a lot about how this plan is moving forward. Under the new laws, an adult over the age of 21 may legally now buy and possess and consume an

What a College Student Needs to Know About Health Insurance (Part 1)

August 31, 2017 No Comments

What a College Student Needs to Know About Health Insurance (Part 1) College can be such a crazy season. Not only are you being challenged more than ever academically, for many students it is their first foray into the adult world. No more is mom around to take care of laundry or make sure that you’re eating a balanced meal (hello Freshmen 15). And to help college students better understand more about health insurance, we thought we could cover some key things college students need to know about health insurance. Why you need health insurance Many college students may be under the thinking that they are young, healthy and in no need of health insurance. But that is just not the case. Young people are just as much at risk, and at times more so to need medical care as the rest of the population. Young people, while only making

Did you know… about the 80/20 rule?

August 26, 2017 No Comments

Did you know… about the 80/20 rule? We realize that many people may have health care but don’t know how the systems work or what their premiums are going to each month. We understand that life is busy and that you may not have all the time in the world to research and learn an argumentatively complex system of health care insurance and providers. So we thought that we would start a new series of posts focused on “Did you know…” With this blog, we will be looking at the 80/20 rule. Did you know… that health insurance companies are required to spend a mandated amount on your healthcare? Insurance Companies are mandated to $.85 of every dollar on your Health Care. This 80/20 rule is also referred to as Medical Loss Provision Ratio in the Affordable Care Act. The rule states for 80% of premiums collected must

Bernardini & Donovan Insurance Services

Blog & News

It’s That Time of Year Again

SAD

Healthcare in the News – September Edition

Legalized Marijuana Coming in 2018

What a College Student Needs to Know About Health Insurance (Part 1)

Did you know… about the 80/20 rule?

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let Bernardini & Donovan find the right plan for you

Bernardini & Donovan Insurance Services

Blog & News

It’s That Time of Year Again

SAD

Healthcare in the News – September Edition

Legalized Marijuana Coming in 2018

What a College Student Needs to Know About Health Insurance (Part 1)

Did you know… about the 80/20 rule?

Recent Posts

Categories

let Bernardini & Donovan find the right plan for you

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