Bernardini & Donovan Insurance Services

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History of Medicare in America

History of Medicare in America Every day we hear more and more about America’s health care system. But this is not new. You may be tempted to think that in the wake of Obamacare and Trumpcare that this wave of health talks is the first time America has been swept up. But that is just not the case with the History of Medicare in America. Did you know that when Teddy Roosevelt ran for president in 1912, his platform included a national health insurance system? But that message never really got much steam until the presidency of Harry S. Truman. Truman wanted to address many issues in the healthcare industry. He had concerns about the lack of availability of health professionals in rural areas, he wanted to bring more attention to public health services to help curb the spread of infectious diseases, he wanted to invest in medical research, and
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What is the future of the AHCA

What Happens to AHCA Now?

Shortly after the American Health Care Act vote was pulled from the House Floor, Speaker Paul Ryan said that the American public would be “living with Obamacare for the foreseeable future.” Then, just three days later, he makes the statement that “If Obamacare just stays as is, that’s not acceptable to the American people.” So what does that mean for us today? It’s a little hard to say. It appears that this issue of health care reform is not closed, but at this current time, we do not hear any definitive timelines on when we can expect to see a new bill being formulated. At this period, President Trump is calling on the American public to be on the watch as he predicts that Obamacare will implode. But while we are watching and while there are no timelines, what do we do? Where is may seem as though America is

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American Health Care Act Pulled for Now

The ACHA is Pulled (For Now)

One of the biggest news stories recently has been the pull the healthcare reform bill on March 24th. If you’ve had your head in the sand here is a timeline of what went down: -On Thursday afternoon the House vote was delayed. Members of the House Freedom Caucus met with President Trump but left feeling that their compromised could not be reached. -Thursday evening the vote is back on. The White House communicated to the Republican party that no further negotiations were to be held and the vote was scheduled for the next day. -Friday Morning comes, and the House proceeded with morning roll call. Where the vote was still planning on being held it was unclear if it would pass. -On Friday Afternoon Speaker Paul Ryan urges the President to cancel the vote because they did not have the votes to pass the bill and at 3:30 pm the

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The American Health Care Act: Part 2

In our last post, we started to discuss the American Health Care Act as it was presented to us by Speaker of the House Paul Ryan. If you have not read that yet, please find it here. After going over some of the failures of ObamaCare, Speaker Ryan started to explain what we will find in the legislation that is going up for a vote on March 24th. Within the American Health Care Act, you will find the lowering costs of insurance premiums, creating more choices for citizens on their insurance options, giving patients control over their health care coverage and creating universal access to care.  But how will they do that? First, they would repeal the taxes in ObamaCare. They would, secondly, stop the massive spending that is going on. They would end the federal mandates that are telling private citizens what to do. They will be protecting citizens

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Information about the American Health Care Act

The American Health Care Act: Part 1

On March 9th, Speaker of the House Paul Ryan did a powerpoint presentation about what was in the American Health Care Act. What he laid out was that this piece of law is essential the first piece of a three-pronged attack. The three-pronged attack being: Reconciliation – this is the American Health Care Act. They are not able to put in every piece of legislation that they would like in this legislation due to certain Senate floor rules. They don’t want the whole thing to be thrown out before it can be voted on. But that is why this is a three-pronged attack. Administration Action – Much of the current law has legislation written into it that gives the Secretary of Health and Human Services the right to deregulate the market and create more choices in the marketplace. Additional Legislation – These would be all of the other laws that

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What to consider prior to buying health insurance for you and your family

As the time comes for open enrollment or to renew your health insurance, here are some helpful hints to look at before your purchase a plan. Look before you renew As the landscape for health insurance continues to change it is important that you make sure that your fully check out your options before opting to renew. Not only do the options available in your plan change from year to year but your personal circumstances change. You may have moved, found a new job, or had a child and all of these can change what you need from your provider. Also, if your plan is being replaced make sure you fully look over what it is being replaced with so you are not surprised later down the road and find that what you need is not covered. Doctors and prescriptions, oh my… You will want to make sure that your

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