Bernardini & Donovan Insurance Services

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If you’re looking to find a doctor that accepts Medicare near you, you’re not alone. One of the most significant challenges for anyone seeking healthcare is finding a great doctor who is within the confinements of Medicare. Some great resources exist that might help in this endeavor. If you’re looking for quality advice for your particular health circumstances, Bernardini and Donovan can show you the tools to find the right doctor and the right insurance plan. We offer insurance services in the Inland Empire, including information on Medicare coverage in the Inland Empire. Today, the B&D team will clarify the differences between Medicare and Medicaid. We’ll also highlight some questions to consider as a precursor to finding the ideal Medicare doctors that suit your needs along with additional resources that might help. Medicare vs. Medicaid Medicare is a program aimed to help adults over the age of 65 to receive
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Group Health Insurance

What You Need to Know About Group Health Insurance for Small Businesses (Part I)

Purchasing group health insurance as a small business owner can be a rather intimidating task. This is especially true when you try to do it all on your own without any help. However, the process can be made a lot easier and less daunting if you let a professional agent assist you in choosing the right group health insurance plan for your small business. In this two-part article, Bernardini & Donovan Insurance Services will break down what you need to know about group health insurance for small businesses. We’ll discuss what a small business is considered, why group health plans are important, some of the types of health insurance plans offered by small businesses, employer-sponsored health plans and things to consider, and finding an appropriate health insurance agent for you and your business. There are a number of variables to consider when purchasing group health insurance. While there are many
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Do You Need Your Own Health Insurance After 26?

Many have wondered what to do about health insurance after they turn 26. For many young adults, you might also wonder: Can you stay on your parent’s health insurance after 26? With the spread of COVID-19, health care is more critical now more than ever. One shouldn’t skip health insurance to save money simply because they think that they’re young and healthy...that mindset could be misleading and ultimately dangerous. The fact of the matter is: Sooner or later, everyone needs health insurance. So, what options are available when it comes to finding health insurance for 26-year-olds? If you’re 26 and need health insurance coverage, we at Bernardini & Donovan can help. We offer health and medical insurance services in the Inland Empire and are happy to assist individuals who have questions about health insurance for 26-year-olds. Being properly informed about health insurance might not be the first thing on the
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Employee life insurance

Employee Life Insurance

Life insurance serves as a safety net to the dependents of an employee in the case of their death. This is especially necessary for those who have families that rely on their income for support. And most often, such assurance is built through one’s employer. That’s why, for most job seekers, they require that their future employer offers life insurance .In this article, we will discuss the different types of employee life insurance and ways that it can be purchased. Many employers offer basic life insurance to their employees as part of their benefits package either for free or at a very low cost. This is typically a predetermined, fixed amount that usually equates to the employee’s salary. For most people, if they are single and have no dependents, this initial amount is plenty, and they are unlikely to purchase more coverage. However, most companies provide the option to buy supplemental life
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Covered California deadline extended

Covered California Deadline Extended

In a meeting just recently, Covered California has elected to extend the open enrollment period, which ended on January 31, 2020. This new special enrollment period will allow anyone, not just those who would generally qualify for special enrollment, to enroll in health insurance plans until the end of April. Policies will be effective April 1, if you enroll on or before March 15. Or, the policy will be effective May 1, if you enroll between March 16 and April 30. This means that instead of waiting until the new enrollment period of October 2020, anyone in California who does not currently have health insurance can sign up through the healthcare system.

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