Bernardini & Donovan Insurance Services

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health insurance

Virtual Care

Virtual Care The internet has changed everything. From the way that we get basic information to the way that we interact with each other; the internet has reshaped our society. It would make sense that every aspect of our lives would be touched by the advancement of this technology, including health care. One advancement that we have seen come into more Prominence is Telehealth. Telehealth can come in the form of a patient portal where health care members can sign in and: Treatments Needed Have access to create Appointments Watch Educational Videos Get Reminders to Get a Flu Shot Treatments Needed See your Test Results Based upon Any Specific And Much More Opportunities For Health Care Members The idea behind telehealth is to create more equal opportunities for Health Care Members to have access to care. If care members live in rural areas and don’t have access to care with
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health insurance

Outside of Your Coverage ?

Outside of Your Coverage? One of the most significant selling points of any insurance is that it brings peace of mind. Knowing that your well being and costs are being taken care of should anything happen to you or your family helps provide a sense of comfortable peace. But it would be foolish to assume that your Insurance will Cover Everything that could go wrong. That’s why you want to know exactly what is included in your home insurance and what your deductible is with your car insurance. There is the same train of thought with your health insurance. There are basics of your health coverage that you can always expect. Most of that includes preventative care such as doctor’s visits and hospitalization. However, not all care is covered.   There may be times that your doctor recommends a Specialist for surgery or some other care-related need. If they recommend

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health insurance

Preparing for Spring Allergies

Preparing for Spring Allergies All winter long you may have been dreaming of this day. The day that the temperatures start to rise. The day that you get out of bed and don’t feel the immediate chill. Maybe you have been waiting for the leaves to start filling up the trees and longing for your landscape to be lush and green? And where that is a beautiful sight to behold, for many Americans, it is the start of their Spring Allergies. Here are a few ways that you can prepare for your spring allergies. See your Allergist ahead of Time Don’t wait until your allergies are driving you crazy before you go to the doctor. If you know your allergies are just waiting on the other side of spring, go to see your allergist. It can help you significantly to start using an allergy medicine that was helpful last season

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Understanding Medicare

Understanding Medicare

Understanding Medicare Come your 65th birthday, and you’ll enter into a whole world of benefits, discounts and special deals. Whether you’re out to see a movie, looking for a meal or searching for insurance, you can be sure to find a specific deal just for you! Medicare is available to anyone 65 and older and who have worked full time while paying taxes for at least 40 quarters or the equivalent of 10 years. And while Medicare may be an unfamiliar topic to those approaching their golden years, here we have broken down and explained each part and every option available to you. Upon your eligibility for Medicare, do not hesitate to reach out for consultation in choosing the plan that is best for you. What are the four parts of Medicare and what do they cover? Medicare has four parts and two ways in which you can put your
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Special Enrollment Period

Special Enrollment Period

It’s Not Too Late If You Have a Life Event Coming Up The final date to apply for open enrollment, effective January 1, 2019, in California was December 15, 2018. Though we are now past this period, you can still apply in the case that you are going through a life event. These life events can include marriage, divorce, aging out of a parents’ policy, loss of a job, moving/relocating or having a child. In these instances, you can still purchase insurance outside of the enrollment period. You will have 30 days to withdraw from the day your other policy ends to enroll in a new plan of coverage in what’s called a Special Enrollment Period. Here Are The Life Events That Will Qualify You For Such An Enrollment Exception: Loss of health coverage Loss of a job Aging out of parents’ insurance plan at age 26 Losing eligibility for
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Tracking Your Health

3 Tips for Tracking Your Health

3 Tips for Tracking Your Health One of the best ways to help with your health is to make it a priority. In our rushed society, it is easy to put your general health and well being on the back burner. Many people will instead settle into bad habits that will keep them from being their most healthy selves. But once you’ve resolved to put your health first, how do you keep it? One of the tools at your disposal is to keep track of your health. Often your motivator can be seeing over time how your efforts are working towards getting to your goal. Here are a few different ways that you can Track Your Health: Keep a Log One of the most basic forms of Monitoring your Health is to write it down. This can look very different for people based upon what their health goals are. For

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