Bernardini & Donovan Insurance Services

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Pros and Cons of Kaiser

Pros and Cons of Kaiser

Kaiser Permanente is one of the staples of our local health providers. They have recently built a facility in Redlands and continue to provide health services to our community. But bringing up the name Kaiser Permanente can come with some very mixed results. You’ll find people who love Kaiser and feel that they have never experienced better or more organized care. You’ll also find people with vitriol and fury in their descriptions of the healthcare company. This may be because of the unique type of business model that Kaiser holds to, which is different than any other health provider. Kaiser not only provides health care through doctors, nurses and specialists; they also provide the health insurance to help pay for that care. Medical health insurance that is purchased through them makes all of their doctors and facilities available to you. However, you will not have access to anyone outside of

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Get in Gear for Summer - Part 1

Get in Gear for Summer – Part 1

Get in Gear for Summer – Part 1 With June not far off, it’s time for many of us to start thinking ahead to the summer. For some, that means getting yourself beach body ready. While we may not be beach body ready, we are dedicated to pursuing good health all throughout the year. Here are a few tips and tricks to keep your body healthy during the summer months. Drink water This really should be a common health goal. But during the summer, when temperatures spike, we sweat out a lot of our hydration and need to keep drinking water to rehydrate ourselves. If you think that soda or coffee will help keep you hydrated, sorry, that’s just not true. In fact, other beverages do an excellent job of dehydrating you. Sticking to water will make all the difference. Keep active but not during the hottest part of the

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Values of B&D

Values of Bernardini & Donovan

Values of Bernardini & Donovan At Bernardini and Donovan, we love serving our clients and partners. And we are dedicated to providing you,  your families, and your businesses with insurance services. We do this by following a dedicated set of values which directs our communication and service. Helpfulness We are here to help you. We understand that your health is vital and that many of you need good health insurance to help the cost associated with preventative care as well as care whenever illness or injuries occur. That’s why we want to do everything we can to help you. If you are tired of trying to figure out health care on your own, we are here to answer your questions and walk alongside you to ensure that you get the health insurance that you need. Knowledgeable Our health insurance market has been flooded with change over the last few years.

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your health insurance and taxes

Your Health Insurance and Taxes

Your Health Insurance and Taxes   Over the last year, we have seen lots of ups and downs as Washington has been looking to make changes to our health care. We’ve seen bills get through the house to be then stood up in the Senate. There have been a load of rewrites and committees being formed to address these issues. We have seen dramatic days of voting and lengthy interviews afterward about who said yea or nay. So what changes have been made to our healthcare? You may have heard about the individual mandate being suspended under a new tax law for future years, but here is one change that will affect your tax return this year.On October 13, 2017, the IRS reversed a recent policy change in how it monitors compliance with the ACA individual mandate. For our 2018 filing season (filing 2017 tax returns) the IRS will not accept

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how your coverage can help with mental health

How Your Coverage Can Help With Mental Health 

How Your Coverage Can Help With Mental Health Mental Health is getting a lot more attention by our society than before. In previous generations, if someone was having a hard time with something, they were encouraged to ignore it or think about something else. If you’ve ever struggled with mental health, then you know that it is not as simple as that. But we see a change in the way that people are responding to not only their own but others mental health needs. One of the most significant shifts came when Mental Health Parity Acts were passed. This is a law that states that health care plans cannot limit the care provided for mental health over physical health care. In the state of California, we have the California Mental Health Parity Act which states that “Health care service plans or insurance plans must cover care for persons with “severe

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Talking about mental health

Talking About Mental Health?

Talking About Mental Health? Our society is quick to talk about how we need to take good care of our physical health. It has not always done the same service to mental health. Mental health encompasses your physiological, emotional, and social well being. Mental health has historically had a stigma in our society. People didn’t know much about it, didn’t talk about it or looked down on people who had a mental illness. However, things are beginning to change. In this blog, we wanted to cover what some of the potential signs are if you or someone you love are experiencing mental health problems. Mood Changes  These are rapid shifts in how you feel throughout the day. You may be fine one minute and actively experience an opposite emotion the next. Drop in Functioning and Withdrawal This includes a drop in functioning at work, school, sports, social activities or anything

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