Bernardini & Donovan Insurance Services

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The numbers on Addiction

The Numbers on Addiction

The Numbers on Addiction There is much to be said about the many diseases that affect our country. Often viewed as a disease while not given the same attention, addiction can take a deadly tole on a person’s life. Here are some addiction facts that show how widespread this issue continues to be:   Over 20 million Americans over the age of 12 have an addiction (excluding tobacco). 100 people die every day from drug overdoses. This rate has tripled in the past 20 years. 2.6 million people with addictions have a dependence on both alcohol and illicit drugs. Rates of illicit drug use are highest among those aged 18 to 25. Over 90% of those with addiction began drinking, smoking or using illicit drugs before the age of 18. (source: Addiction Center)One of the fastest growing drug abuses has been the opioid Fentanyl. This is a drug that is

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business health insurance

i-Tech

i-Tech Technology is part of our everyday lives. Even when you may not realize its encompassing hold on your life, it is very much present. For many, their daily dose of technology comes in the form of screens. Most likely a computer screen, tablet screen or cell phone screen. While being on a computer is not a dangerous activity, it can be harmful to your eyes. When you are staring at a screen for extended times during the day, your eyes can become dry and overstrained. The reason for this is that we tend not to blink as much when looking at a screen as opposed to reading a book. Every time that you blink you are replenishing any moisture that has escaped while your eyes are open. Also, when you read, you tend to look down so that most of your eye is covered by the lid. When looking

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vision health insurance

Seeing in 20/20 

Seeing in 20/20 There are many that know the value of health insurance and how it helps you to be able to get care for you and your loved ones. There are some who go without it, but most people would at least want to have health insurance. But that thought process does not always extend to vision insurance. It is recommended that you get your eyes checked every two years, but without the insurance, many pass over this timeline. If you are in need of corrective lenses then you are supposed to have your eyes checked yearly. This is where having vision insurance is very helpful. Vision insurance works a bit differently than health insurance in that it can be more of a discount program. You hope to use your “insurance” to help offset cost rather than hope that insurance will cover your expenses if something should happen like

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health insurance

Will They, Won’t They – Immunization Edition

Will They, Won’t They – Immunization Edition If you’ve ever dipped your toe into the vaccination debate you are bound to find some highly impassioned arguments. Each side will call out logical fallacies and pull out research to prove their points. In this blog, we will talk about the objections that are given over getting your child vaccinated. Parents who chose to not get their children vaccinated will cite research that shows that vaccines have a higher chance of not helping your child become immunized but will instead infect the child. They will also point out that illnesses that have been wiped out by vaccinations were already in decline by the time the vaccine was invented. For example, polio was already in vast decline because of better hygiene and understanding of how illnesses spread before the vaccine was made public. They will point out that vaccines not only have trace

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health insurance

Immunizations & What They’re For

Immunizations & What They’re For Immunizations have caused quite a stir in the last past and in some circles are still a point of contention. An immunization is actually the end product but is synonymous with a vaccine. A vaccine usually comes in the form of an injection that includes small amounts of a bacteria, virus or lab-based protein. The idea behind vaccinations is that when a small amount of this harmful bacteria or virus is injected, the body’s immune system is triggered. It starts to create antibodies that will fight off whatever was in the injection. That way if the person should come in contact with a full-blown strain of the disease the body is more prepared to fight it off or completely keep the body from being overwhelmed by the illness.   The majority of people who are given vaccines are children from the ages of 0-6. During

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when to see a doctor

When to see a Doctor

When to see a Doctor Whenever you start to get that scratchy throat or a runny nose; there’s always a moment that you have to decide if it’s time to go to the doctor or wait it out. Do your symptoms need to be treated with some antibiotics or is your immune system strong enough to fight it? If you go to the doctor and get drugs that you don’t need you can be contributing to an antibiotic immunity. However, if you have a bacterial cold, antibiotics will help cut your time sick quickly. So when do you know that you need to go to the doctor? You should go to the doctor if you…. Have a high fever.  For adults, a low-grade fever ranges around 100.8. But if you are experiencing a temperature of 102 or higher, than it is likely that your body is fighting off something that

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