Bernardini & Donovan Insurance Services

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Best Tips to Stop Smoking

Best tips to stop smoking

Best Tips To Stop Smoking One of the best things you can do for your health is to quit. Over the years we have all seen the effects that smoking can have on a body. From increase to heart disease to developing of lung cancer, smoking causes severe deterioration to your health. Here are some helpful tips to help you or someone you love to stop smoking: Know why you are quitting.  You cannot quit successfully on a whim. It’s best for you to know why you are making this choice and that will motivate you to start this journey as well as help you when you feel discouraged and think about picking the habit back up. Be prepared Quitting cold turkey is not something to be taken lightly. You want to ensure that you are as prepared as you can be. Cleaning your house is a great place to

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Single Payer Healthcare Cons

Single Payer Healthcare Cons Part 2 If you have not read our previous blog, please see part 1 to read more about the logistics of single payer healthcare. As stated previously, in an ideal world everyone would love to see every person receive the health care that they need at no cost to them. But to play this idea out in the real world, there are some very real concerns that we have. Some of the cons to single payer healthcare are: Contributes to Drug Abuse – Because health care is available to all, it also means that there is more access to prescription drugs which is the fastest growing avenue for substance abuse. There are also many that will abuse the system because they do not see the value. They will go to the doctor any time that they feel a slight itch or discomfort. This wastes doctor’s time

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Single Payer Healthcare Cons

Single Payer Healthcare Cons Part 1 While many people would love to see universal health care become a reality, but there are Single Payer Healthcare Cons. It would mean that thousands of people would receive their health care free of charge, but many issues come up when you start to look seriously at universal and single payer health care. Where it may be easy to talk about healthcare as a human right, it becomes a very different issue when you realize that enabling one person to receive a resource means that another person is obligated to provide the same. Universal healthcare is not a new problem, and it has been debated and discussed for years. Here are a few reasons that this concept has continued to be so hotly debated: Cost – As much as we like to hear the word “free” attached to health care, the cost of health

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Single Payer Healthcare

Single Payer Healthcare Single Payer Healthcare is a system in which all medical treatments and health care coverage are paid for by a single organization. In most cases, this single organization is a federal government. A single payer healthcare system does not, however, speak to who receives this treatment. Universal healthcare is a system in which every individual receives health care coverage. These two systems go hand in hand as Universal healthcare is not possible without a single payer health care system in place. Under a single payer healthcare, most services rendered come from private facilities rather than government-led facilities. What is Single Payer Healthcare? The idea behind single-payer health care is that every citizen would receive all medical services such as hospital care, doctor visits, preventative care, mental health services, dental, vision, prescription drug, reproductive health care and medical supply costs without the expense of these services coming directly
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Medicare Advantage Insurance

Medicare Advantage Insurance One of the options you will be considering when looking at Medicare is if you will want to receive original Medicare Insurance (Parts A and B) and Medicare Advantage (part C). So what is the advantage to Medicare Advantage, if there is an advantage at all? Both of these options will cover many of the same services; it is a matter of deciding what will be the best for you and your health. What is the Advantage of Medicare Advantage? Medicare Advantage is an insurance option that is run through private organizations. These are organizations that you would recognize like Blue Shield, United Health Care, and Kaiser Permanente. Medicare Advantage includes what you would find in Original Medicare with the doctor and hospital care. But it also may include things that you would not find. These additional offerings will depend upon which plan and organization that you
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Medicare Health Insurance

Medicare Health Insurance What is Medicare? Medicare is a federal government funded program aimed to help adults over the age of 65 to receive Medicare Health Insurance. It also provides health insurance for disabled adults under 65 and anyone who has been diagnosed with End-Stage Renal Disease (permanent kidney failure). Medicare has four different parts: Part A is hospital insurance which includes help paying for inpatient hospital care, a skilled nursing facility, limited home health and hospice care. Part B is medical insurance which contributes toward doctor services and outpatient care such as diagnostic tests, ambulance rides, and preventative care. Preventative care includes things like pap tests and mammograms as well as medical equipment and supplies. You will pay a premium each month for Part B. The cost will either be taken out of your social security if you are getting those benefits or you will receive a bill. These
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