Bernardini & Donovan Insurance Services

Blog & News

Single Payer Healthcare

Single Payer Healthcare Single Payer Healthcare is a system in which all medical treatments and health care coverage are paid for by a single organization. In most cases, this single organization is a federal government. A single payer healthcare system does not, however, speak to who receives this treatment. Universal healthcare is a system in which every individual receives health care coverage. These two systems go hand in hand as Universal healthcare is not possible without a single payer health care system in place. Under a single payer healthcare, most services rendered come from private facilities rather than government-led facilities. What is Single Payer Healthcare? The idea behind single-payer health care is that every citizen would receive all medical services such as hospital care, doctor visits, preventative care, mental health services, dental, vision, prescription drug, reproductive health care and medical supply costs without the expense of these services coming directly
Read More »

Medicare Advantage Insurance

Medicare Advantage Insurance One of the options you will be considering when looking at Medicare is if you will want to receive original Medicare Insurance (Parts A and B) and Medicare Advantage (part C). So what is the advantage to Medicare Advantage, if there is an advantage at all? Both of these options will cover many of the same services; it is a matter of deciding what will be the best for you and your health. What is the Advantage of Medicare Advantage? Medicare Advantage is an insurance option that is run through private organizations. These are organizations that you would recognize like Blue Shield, United Health Care, and Kaiser Permanente. Medicare Advantage includes what you would find in Original Medicare with the doctor and hospital care. But it also may include things that you would not find. These additional offerings will depend upon which plan and organization that you
Read More »

Medicare Health Insurance

Medicare Health Insurance What is Medicare? Medicare is a federal government funded program aimed to help adults over the age of 65 to receive Medicare Health Insurance. It also provides health insurance for disabled adults under 65 and anyone who has been diagnosed with End-Stage Renal Disease (permanent kidney failure). Medicare has four different parts: Part A is hospital insurance which includes help paying for inpatient hospital care, a skilled nursing facility, limited home health and hospice care. Part B is medical insurance which contributes toward doctor services and outpatient care such as diagnostic tests, ambulance rides, and preventative care. Preventative care includes things like pap tests and mammograms as well as medical equipment and supplies. You will pay a premium each month for Part B. The cost will either be taken out of your social security if you are getting those benefits or you will receive a bill. These
Read More »

History of Medicare in America

History of Medicare in America Every day we hear more and more about America’s health care system. But this is not new. You may be tempted to think that in the wake of Obamacare and Trumpcare that this wave of health talks is the first time America has been swept up. But that is just not the case with the History of Medicare in America. Did you know that when Teddy Roosevelt ran for president in 1912, his platform included a national health insurance system? But that message never really got much steam until the presidency of Harry S. Truman. Truman wanted to address many issues in the healthcare industry. He had concerns about the lack of availability of health professionals in rural areas, he wanted to bring more attention to public health services to help curb the spread of infectious diseases, he wanted to invest in medical research, and
Read More »
What is the future of the AHCA

What Happens to AHCA Now?

Shortly after the American Health Care Act vote was pulled from the House Floor, Speaker Paul Ryan said that the American public would be “living with Obamacare for the foreseeable future.” Then, just three days later, he makes the statement that “If Obamacare just stays as is, that’s not acceptable to the American people.” So what does that mean for us today? It’s a little hard to say. It appears that this issue of health care reform is not closed, but at this current time, we do not hear any definitive timelines on when we can expect to see a new bill being formulated. At this period, President Trump is calling on the American public to be on the watch as he predicts that Obamacare will implode. But while we are watching and while there are no timelines, what do we do? Where is may seem as though America is

Read More »
American Health Care Act Pulled for Now

The ACHA is Pulled (For Now)

One of the biggest news stories recently has been the pull the healthcare reform bill on March 24th. If you’ve had your head in the sand here is a timeline of what went down: -On Thursday afternoon the House vote was delayed. Members of the House Freedom Caucus met with President Trump but left feeling that their compromised could not be reached. -Thursday evening the vote is back on. The White House communicated to the Republican party that no further negotiations were to be held and the vote was scheduled for the next day. -Friday Morning comes, and the House proceeded with morning roll call. Where the vote was still planning on being held it was unclear if it would pass. -On Friday Afternoon Speaker Paul Ryan urges the President to cancel the vote because they did not have the votes to pass the bill and at 3:30 pm the

Read More »

Our website uses cookies and thereby collects information about your visit to improve our website (by analyzing), show you Social Media content and relevant advertisements. Please see our cookies page for furher details or agree by clicking the 'Accept' button.

Cookie settings

Below you can choose which kind of cookies you allow on this website. Click on the "Save cookie settings" button to apply your choice.

FunctionalOur website uses functional cookies. These cookies are necessary to let our website work.