Bernardini & Donovan Insurance Services

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college students & healthcare

What College Students Need to know about Healthcare

What College Students Need to know about Healthcare College is an exciting season in one’s life. You are embarking on your first steps of adulthood and walking into higher learning. For many, it is the first time they had to do their laundry or figure out a budgeting system. Baby steps people. One aspect that isn’t discussed that often is a college student’s need for health insurance. It is just as important as getting your textbooks or making sure that your schedule has no early morning classes. While college students do tend to be in the best stages of their health, many incidents can happen during college years that make health insurance a necessity. You can never predict when there may be an accident and you get hurt. Health insurance does help pay for any doctor’s visits for a cold, and it can help pay for mental health care and

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IEHP vs. Molina

IEHP vs. Molina 

IEHP vs. Molina If you live in the Inland Empire and have needed access to health care but because of your income have had a hard time affording specific marketplace plans you may have come across IEHP or Molina. Both of these institutions are here for the same reason, to provide health services to people regardless of their socioeconomic status. Here’s a little bit more information on each of these companies. IEHP: “Inland Empire Health Plan (IEHP) is a not-for-profit Medi-Cal and Medicare health plan headquartered in Rancho Cucamonga, California. We are the largest health plan in the Inland Empire, and one of the fastest-growing health plans in the nation. With a network of more than 6,000 Providers and 2,000 Team Members, we provide comprehensive managed health care coverage to more than 1.2 million residents of Riverside and San Bernardino counties. “ https://ww3.iehp.org/en/about-iehp/ IEHP is known for their large selection of

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Pros and Cons of Kaiser

Pros and Cons of Kaiser

Kaiser Permanente is one of the staples of our local health providers. They have recently built a facility in Redlands and continue to provide health services to our community. But bringing up the name Kaiser Permanente can come with some very mixed results. You’ll find people who love Kaiser and feel that they have never experienced better or more organized care. You’ll also find people with vitriol and fury in their descriptions of the healthcare company. This may be because of the unique type of business model that Kaiser holds to, which is different than any other health provider. Kaiser not only provides health care through doctors, nurses and specialists; they also provide the health insurance to help pay for that care. Medical health insurance that is purchased through them makes all of their doctors and facilities available to you. However, you will not have access to anyone outside of

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Get in Gear for Summer - Part 1

Get in Gear for Summer – Part 1

Get in Gear for Summer – Part 1 With June not far off, it’s time for many of us to start thinking ahead to the summer. For some, that means getting yourself beach body ready. While we may not be beach body ready, we are dedicated to pursuing good health all throughout the year. Here are a few tips and tricks to keep your body healthy during the summer months. Drink water This really should be a common health goal. But during the summer, when temperatures spike, we sweat out a lot of our hydration and need to keep drinking water to rehydrate ourselves. If you think that soda or coffee will help keep you hydrated, sorry, that’s just not true. In fact, other beverages do an excellent job of dehydrating you. Sticking to water will make all the difference. Keep active but not during the hottest part of the

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Values of B&D

Values of Bernardini & Donovan

Values of Bernardini & Donovan At Bernardini and Donovan, we love serving our clients and partners. And we are dedicated to providing you,  your families, and your businesses with insurance services. We do this by following a dedicated set of values which directs our communication and service. Helpfulness We are here to help you. We understand that your health is vital and that many of you need good health insurance to help the cost associated with preventative care as well as care whenever illness or injuries occur. That’s why we want to do everything we can to help you. If you are tired of trying to figure out health care on your own, we are here to answer your questions and walk alongside you to ensure that you get the health insurance that you need. Knowledgeable Our health insurance market has been flooded with change over the last few years.

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your health insurance and taxes

Your Health Insurance and Taxes

Your Health Insurance and Taxes   Over the last year, we have seen lots of ups and downs as Washington has been looking to make changes to our health care. We’ve seen bills get through the house to be then stood up in the Senate. There have been a load of rewrites and committees being formed to address these issues. We have seen dramatic days of voting and lengthy interviews afterward about who said yea or nay. So what changes have been made to our healthcare? You may have heard about the individual mandate being suspended under a new tax law for future years, but here is one change that will affect your tax return this year.On October 13, 2017, the IRS reversed a recent policy change in how it monitors compliance with the ACA individual mandate. For our 2018 filing season (filing 2017 tax returns) the IRS will not accept

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