Bernardini & Donovan Insurance Services

Blog & News

Are You Enrolled

Open Enrollment 2018

Open Enrollment 2018 It’s 2018! We’ve made it past the holiday craziness and now find ourselves on the other side. The whole new year stretches out in front of us, open to any number of possibilities. We can have all the best intentions of what this year will hold for us. Which is such a lovely sentiment. And then reality hits. Bills need to be paid, stuff needs to get done, and life continues.   For us, reality hits when we realize all the things that we have put off to get through the holidays with some form of sanity. As much as we cleaned before the holiday season, the house is in shambles again and needs a good cleaning. The laundry has been relegated to the back of the closet, and somehow we are all out of food. But there could be more significant things on your to-do list.

Read More »
Dental Care

Dental Care

Dental Care One of the things that people tend to overlook is their dental health. For some, they may have dental insurance, but they just don’t like going to the dentist. But more often, the people that overlook their dental health are those that don’t have dental insurance. Here are a few ways that you can help yourself if you find yourself in that situation:   Take care of your teeth! It is essential to make sure that you are taking care of your oral hygiene. You will want to make sure that you are brushing your teeth twice a day with fluoridated toothpaste. After brushing make sure you rinse thoroughly. Another critical element is flossing daily. For some dentists, they will say that this is even more important than brushing! Of course, you should always brush your teeth, but flossing is vital. Avoid overly sugary foods and beverages. Soda

Read More »
New Year, New You

New Year, New You

New Year, New You ‘Tis the season of the new year’s resolution! Many people will start the new year with plans of how to improve their life. Here are a few resolutions that we would like to recommend:   Intentionality One of our most significant assets in life is our time. Everyone is given the same amount of it every day. But what matters is what you do with that time. At the end of every year, it is easy to reflect back and realize that much of your time was spent doing things that don’t matter. Instead, we suggest doing this reflection much earlier. At the end of each day, at lunchtime, as you wake up, reflect over your last few hours. Think about what was important, what added something to your life and goals, and what detracted. What made you a better person and what was a waste

Read More »
Healthy Christmas

Healthy Christmas

Christmas is around the corner and what an exciting season it is! Everywhere you go you see lights and decor and the children are getting more and more thrilled about how soon Santa is coming. We want you to have the happiest and healthiest Christmas you can. So here are a few options on how to have a healthy Christmas:   Keep your immune system strong One of the best ways to ensure that you are not sniffling and coughing during Christmas is in the weeks before Christmas be taking care of yourself. Make sure that you are eating healthily and exercising before the big day. You will also want to wash your hands often and if at all possible, avoid others who are sick.   Talk a Walk It’s easy around this time to want to plop yourself down on a couch and enjoy the massive amounts of holiday

Read More »
Open Enrollment up and running

Open Enrollment Is Up and Running

Open enrollment for Covered California is up and running. It’s had an emphatic beginning. In its few two weeks, there were over 48,000 sign-ups. That up to 9,000 then this time last year. Part of this increase could be from the significant amount of money that is being spent on advertising for Covered California. The marketing budget is said to be around $45 million. All of the money is being poured into TV commercial spots and radio advertisements. There has also been about $100,000 spent on murals being painted across the state, many of which do not have anything to do with health insurance coverage. This comes in stark contrast to the federal budget for health care. Last year the budget for healthcare.gov was 100 million dollars, this year they have $10 million. The Trump administration has made it very clear that they want to get rid of Obamacare and

Read More »
Covered California Confusion

Covered California Confusion

Covered California Confusion   In the past year, we have had a lot going on with our healthcare laws. When President Trump took office, that was one of the first issues that came to the forefront. From that point on we saw new health care bills being written, each one being scrutinized, debated, and ultimately dismissed. At this point, if any average American was asked what is going on with healthcare, I believe that the majority of them will respond with “I don’t know.”   The greatest takeaway that we have received from this healthcare upheaval is more confusion. And that is unfortunate. Many Americans are unclear if it is worth it for them to sign up for healthcare. Especially with the news that subsidies are being cut and therefore premiums are going to skyrocket. This is what we can say. You will not know your premium until you look

Read More »

Our website uses cookies and thereby collects information about your visit to improve our website (by analyzing), show you Social Media content and relevant advertisements. Please see our cookies page for furher details or agree by clicking the 'Accept' button.

Cookie settings

Below you can choose which kind of cookies you allow on this website. Click on the "Save cookie settings" button to apply your choice.

FunctionalOur website uses functional cookies. These cookies are necessary to let our website work.