Bernardini & Donovan Insurance Services

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hard hitting flu season

A Hard Hitting Flu Season

A Hard Hitting Flu Season If you’ve been reading the news recently, you’ve most likely seen some articles about this year’s flu season. California is counted in one of the most affected states in the nation. The state officials look at how serious a flu season is based upon the deaths of people under the age of 65. Unfortunately, people over the age of 65 are highly susceptible to the flu, and it does lead to many deaths each year. At the time of this article being written, we have seen 36 deaths in Los Angeles County and 91 deaths in San Diego County. Those numbers are up from last year.   Why are we seeing such high death numbers due to influenza this year? Because of the activity of the strain of the H3N2 virus which provides symptoms which are much more severe. While symptoms may be very similar

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Heart Health

Small Changes to make for Heart Health

Small Changes to make for Heart Health In this blog, we want to cover some changes that you can implement to help with your heart health. Our previous blog covered just how much heart disease affects Americans and also how deadly it is. Almost half of Americans today are at risk for heart disease, and many participate in a lifestyle that puts them at higher risk such as poor diet, no or little physical activity, smoking, excessive alcohol use, and obesity. So here are some excellent tips if you want to help lower your risk of heart disease   Eat a balanced diet with lots of colors A balanced diet consists of lots of vegetables, fruits, whole grains, lean meats and low-fat dairy products. Two diets that are highly recommended are the DASH diet or the Mediterranean diet. Both are noted to be a more balanced approach to dieting allowing people to

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American Heart Month

American Heart Month

American Heart Month February is American Heart Month! Your heart is one of the most important organs you have because it keeps everything else working properly. Not taking care of your heart can lead to some serious health risks. Here are some statistics taken from heart.org* on where our country stands on taking care of their hearts.   220.8 per 100,000:  The overall rate of death attributable to Cardiovascular Disease, based on 2014 data. On average, someone died of Cardiovascular Disease every 40 seconds. That is about 2,200 deaths of CVD each day. More than 65% of US adults have 2, 3, or 4 criteria at ideal cardiovascular health, with ≈20% adults within each of these categories. At any age, females tend to have more metrics at ideal levels than do males. Blacks and Hispanics tend to have fewer metrics at ideal levels than whites or other races. 85.7 million, or 34.0%

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Stay Current

Good Questions To Ask Yourself During Open Enrollment

Good Questions To Ask Yourself During Open Enrollment Looking at what health insurance you need can be an overwhelming process. Sometimes you only look at one aspect, like the monthly cost, and find yourself with huge out of pocket bills to pay later. If you are looking to enroll or re-enroll in Covered California this month, these are some good questions for you to ask yourself.   Do you like your current plan? Over the last year have there been any situations that you did not expect to happen with your level of insurance? Or did you have any unexpected bills? Were you happy with your doctor and the care of service provided to you and your family? It’s good to look and see if there were any pain points over the last year. If you know what you didn’t like, you can see if there are any easy ways

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Are You Enrolled

Open Enrollment 2018

Open Enrollment 2018 It’s 2018! We’ve made it past the holiday craziness and now find ourselves on the other side. The whole new year stretches out in front of us, open to any number of possibilities. We can have all the best intentions of what this year will hold for us. Which is such a lovely sentiment. And then reality hits. Bills need to be paid, stuff needs to get done, and life continues.   For us, reality hits when we realize all the things that we have put off to get through the holidays with some form of sanity. As much as we cleaned before the holiday season, the house is in shambles again and needs a good cleaning. The laundry has been relegated to the back of the closet, and somehow we are all out of food. But there could be more significant things on your to-do list.

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Dental Care

Dental Care

Dental Care One of the things that people tend to overlook is their dental health. For some, they may have dental insurance, but they just don’t like going to the dentist. But more often, the people that overlook their dental health are those that don’t have dental insurance. Here are a few ways that you can help yourself if you find yourself in that situation:   Take care of your teeth! It is essential to make sure that you are taking care of your oral hygiene. You will want to make sure that you are brushing your teeth twice a day with fluoridated toothpaste. After brushing make sure you rinse thoroughly. Another critical element is flossing daily. For some dentists, they will say that this is even more important than brushing! Of course, you should always brush your teeth, but flossing is vital. Avoid overly sugary foods and beverages. Soda

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